Time matters the most. Time is really very much important. The person who knows and understands very well the importance of time for him half of the battle is won because time management is very vital element as far as success is concerned. Time is also related to the past as far as what had happened in the past. Like for instance, if we look at old photographs the very first reaction is those were the days when we were located at such and such place with this group of friends. Time is related to present also. Like for instance using mobile phones, talking on mobile phones, taking pictures, and video conferencing. At one point of time there were no mobile phones available in India. And of course time is related to the future. Investments, I have made investment in shares, mutual funds, bonds and various other facilities in bank, what will happen to those investments. Thus time is related to future. When it comes to future there is sort of insecurity kind of feeling that starts